Tools

Rental vs. Sell: Net Worth Impact

Compare keeping your current house as a rental vs. selling it when buying a new home

Property Details

Current House

New House

Rental Details

Historical average is 3-4% annually

Net Worth Impact Over -1 Years

Sell Current House

$0

Cash from sale + new house equity

Keep as Rental

$0

Current house equity + new house equity + rental income

$0Sell wins

Net Worth Comparison Over Time

$0k$0k$0k$0k$0k$0kSell Current HouseKeep as Rental

Year-by-Year Comparison

YearSell - Net WorthRental - Net WorthDifferenceRental Income

Important Considerations

  • • This analysis assumes consistent rental income and property values
  • • Real estate markets can be volatile and unpredictable
  • • Rental properties require ongoing management and maintenance
  • • Tax implications of rental income and property sales are not included
  • • Consider your risk tolerance and time commitment for property management