50 Year Mortgage Calculator

Compare different mortgage durations to see how they affect your monthly payment, total interest paid, and overall cost. Compare 15, 30, 50 year mortgages and more.

Home Details

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20.0% down

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Mortgage Durations (Years)

Comparison Results

Monthly Payment Comparison

15yr
$2,788
30yr
$2,023
50yr
$1,804

Total Interest Paid Comparison

15yr
$181,758
30yr
$408,142
50yr
$762,336
15

15 Year Mortgage

Monthly Payment

$2,788

Total Interest Paid

$181,758

Total Cost

$501,758

Loan Amount: $320,000

30

30 Year Mortgage

Monthly Payment

$2,023

Total Interest Paid

$408,142

Total Cost

$728,142

Loan Amount: $320,000

50

50 Year Mortgage

Monthly Payment

$1,804

Total Interest Paid

$762,336

Total Cost

$1,082,336

Loan Amount: $320,000

💡 Key Insights

Lowest Monthly Payment: 50 year mortgage at $1,804

Lowest Total Interest: 15 year mortgage at $181,758

Interest Savings: The difference between the highest and lowest interest payments is $580,579